Questions? Talk to a licensed agent(865) 588-3558

Tennessee Auto Insurance

Auto insurance built around you, and shopped to save you money

Why settle for one company’s price? As an independent agency, Newton Jones Agency compares auto policies from multiple top-rated insurance companies to find the right protection at the right price, then stays in your corner long after you buy. Tell us about your drivers and vehicles, and we’ll do the shopping.

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Personal & Business Insurance

Insurance That's Friendly, Fast & Easy

Briefly working together, we'll get you the protection you request at a great price

Licensed In the Following States: Tennessee & Georgia

Insurance coverage cannot be bound or changed via submission of any online form/application provided on this site. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly by a licensed agent.

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Since 1966

Protecting local drivers and families

Many carriers

Compared side by side, for you

One agency

For your auto, home, life and business

For a quote or a full coverage review

Why drivers choose us

The independent advantage: more choices, better value, real advice

A captive agent can only sell you one company’s policy. We work for you, not for an insurance company, so our job is to find the coverage and price that fit your life, and to explain it all in plain English.

We shop, you save

One conversation puts multiple insurance companies to work competing for your business. You see real options side by side, not a single take-it-or-leave-it quote.

Straight answers, no jargon

Our licensed agents explain limits, deductibles and endorsements in plain language, so you know exactly what you’re paying for and why it matters.

In your corner at claim time

Accidents are stressful. When you need us, you’ll reach a real person who knows your policy and will help you through the claims process from start to finish.

Coverage explained

Everything a great auto policy should cover

Every driver is different. We’ll help you build a policy with the right mix of protection for your vehicles, your commute and your budget.

Liability coverage

Pays for injuries and property damage you cause to others, including legal defense if you’re sued. It’s the foundation of every policy and required by law.

Collision

Repairs or replaces your vehicle after an accident with another car or object, no matter who’s at fault.

Comprehensive

Covers theft, vandalism, fire, hail, flooding, falling trees and animal strikes: the things you can’t steer around.

Uninsured and underinsured motorist

Protects you and your passengers when the driver who hits you has too little insurance, or none at all.

Medical payments

Helps pay medical bills for you and your passengers after an accident, regardless of who caused it.

Rental and roadside help

Keeps you moving with a rental car while yours is in the shop, plus towing and roadside assistance when you’re stuck.

Coverage descriptions are general summaries. Your policy documents govern the actual coverage, limits and exclusions.

State minimum coverage is a legal floor, not a financial plan.

Advice from our licensed agents

Protect what you’ve worked for

The cheapest policy can end up costing you the most

Minimum liability limits were never designed to cover a serious accident. When costs run past your limits, your savings, your home and even your future paycheck can be on the line. We’ll walk you through realistic limits, the right deductibles and valuable extras, so you’re never caught underinsured.

Get My Coverage Review

Ways to save

Discounts you may already qualify for

We look for every discount you are eligible for, and because we compare multiple companies, we can find the one that rewards your situation best.

Bundle with homeowners insurance

Bundling home and auto
Insuring multiple vehicles
Safe, accident-free driving
Good student grades
Defensive driving courses
Anti-theft and safety features
Paying in full or by auto-pay
Paperless billing

Available discounts and eligibility vary by insurance company.

How it works

Your new auto policy in four easy steps

No pressure and no runaround. Just a simple process that fits your schedule.

Tell us about your drive

Share a few details about your drivers and vehicles online or by phone. It only takes a few minutes.

We shop the market

We compare coverage and pricing from the insurance companies we represent.

Review your options

A licensed agent walks you through your best choices and answers every question.

Drive away covered

Choose your policy and we’ll handle the paperwork and get your ID cards to you fast.

Questions, answered

Auto insurance FAQs

How much auto insurance do I really need?

Enough to protect what you own and what you earn. State minimums are a starting point, not a recommendation. We look at your vehicles, drivers, home and savings to suggest limits that make sense for you.

Will getting a quote change my current policy?

No. A quote doesn’t change or cancel anything. You review your options first, and nothing takes effect until you confirm it with a licensed agent.

Can I bundle auto with home or renters insurance?

Yes, and it’s often one of the easiest ways to save. We can quote your home, condo or renters coverage right alongside your auto policy.

What if I have tickets, an accident or a new teen driver?

That’s exactly when an independent agent helps most. Insurance companies weigh driving history differently, so we shop the ones that fit your situation.

Let’s get started

Ready to see how much you could save?

Get a free, no-obligation auto quote from Newton Jones Agency today. It only takes a few minutes, and a friendly local agent is always just a phone call away.